Event Host Liability Insurance
What is Event Host Liability Insurance?
Event host liability insurance is a type of insurance that protects someone hosting an event in case something goes wrong. For example, if a guest gets hurt at the event or accidentally damages the venue, this insurance can help cover the costs – like medical bills or repair fees – so the host doesn’t have to pay out of pocket.
Examples of Covered Events
Weddings & Receptions
Shows & Festivals
Tradeshows & Conferences
Sporting Events & Tournaments
Concerts & Recitals
Click on the button below to view a more detailed list of covered event types.
(Please refer to your policy for specific coverage information and limits.)
Frequently Asked Questions
What is Event Host Liability Insurance?
Event Host Liability Insurance protects event hosts against claims of bodily injury or property damage to the venue as a result of the event. Venues often require this type of insurance, and they may also specify a minimum coverage limit.
Why is my event requiring a liability policy?
Accidents happen and the resulting financial repercussions can be devastating. Event Host Liability Insurance provides financial protection in case you or your business is found legally responsible for property damage or medical expenses resulting from your event.
What are the coverage limits?
A general liability policy from ViCoverage includes $1,000,000 per occurrence and $2,000,000 aggregate on an occurrence basis. Please refer to your policy for your specific limits.
How much coverage do I need?
The amount of coverage varies based on the venue and event, though it is generally recommended to carry at least $1,000,000 in general liability coverage. We recommend you ask your venue to determine how much coverage is required for your event.
How much does a policy cost?
Cost will vary depending on the nature of your event as well as your coverage selections, though you can expect to pay between $54-$100 for a single day policy.
How do I view my policy or begin the claims process?
After purchase, you can create a free account in our Customer Portal. The portal will display a full list of your active policies and links to begin the claims process. Click here for instructions on how to create an account.