Tailored Protection For Every Paw.
Recommended health plans made simple for your four-legged family members in just a few steps.
The easiest way to treat your pet like family.
The average vet bill for an unexpected pet emergency exceeds $1,000 in out-of-pocket costs, and when your pet faces a critical illness or injury, the last thing you want to worry about is how to pay for it. Our health plan options provide a simple solution by alleviating financial stress during emergencies and providing peace of mind, allowing you to focus on making the best decisions for your four-legged family member.
Recommended Health Plans For Your Pet
Complete Plans
Illness & Accident
Backed by Hartville Pet Insurance Program
Be prepared for the big stuff. This plan covers unexpected health issues, like disease, accidents, and behavioral concerns. Routine care is not covered.
Extensive Care
Backed by ASPCA Pet Insurance & Mint Wellness
From surprise vet visits to regular checkups, this option helps you stay ahead of illness, accidents, and routine care. Ideal for pet owners who want to be prepared for the unexpected and the everyday.
Essentials Only Plans
Wellness Only
Backed by Mint Wellness
Because staying healthy starts with prevention, this plan covers the routine care that helps your pet feel their best all year. Unexpected accidents and illnesses are not covered.
Mint Wellness is not an insurance policy. Mint Wellness is provided by Pet Assure Corp.
Backed by Odie Pet Insurance
For the “just in case” pet parent, this plan keeps your monthly premium low while providing generous benefits for costly accidents. Think of it as a safety net for high-cost emergencies. Unexpected illnesses and routine care are not covered
Frequently Asked Questions
I have a Wellness Plan through my vet clinic, why should I consider Pet Insurance?
Pet Insurance is supplemental protection that covers what your vet’s Wellness Plan might not. From emergency vet visits to surgeries, coverage for your furry friend keeps them protected amidst the unexpected.
Is this a one-time fee? Or a monthly payment?
Coverage is paid monthly. The Wellness Only Plan requires a 12-month contract, but payments are still made on a monthly basis.
How does it work?
Pet Insurance reimburses you directly for medical expenses that you paid out-of-pocket. In order to receive a reimbursement, you must first file a claim directly through the plans insurer you selected. More information on your policy and claims information is available via an email sent immediately after purchase or on the plans insurers website.
How do I file a claim?
Claims are handled directly through the selected plans insurance provider. More information on coverage and claims can be found at the insurers website or through the confirmation email received immediately after first purchasing coverage.
Which do I need to file a claim?
To file a claim, you’ll need to confirm your identity and provide basic information about the vet visit in addition to medical receipts and documents. If you have any questions, contact our support team at support@vicoverage.com.
Where can I find my policy ID?
All policy information including coverage details and policy ID/certificate can be found in the confirmation email received directly from the insurance provider immediately after first purchasing coverage. If you’re unable to find the information you’re looking for, please contact your plans insurance provider directly.
How long do I have to file a claim?
You must begin the claims process within 180 days of treatment. If you don’t have medical receipts or other documentation yet, you can begin the claims process by filling out the claims form in the Customer Portal without uploading documents and upload your documents once you receive them.
How are claims handled and when will I receive an answer?
Claims are promptly acknowledged and assigned to a claims examiner. The actual time to resolve a claim depends upon its complexity and the level of documentation required. Any questions about your policy, coverage, or a submitted claim can be directed to your plans insurance providers customer support team.
Can I cancel my policy?
If you are not satisfied with the product for any reason, you have the option to cancel your policy within ten (10) days of the initial purchase date – as long as you have not filed a claim. To cancel your policy, please contact us at support@vicoverage.com.